Bilingual Mortgage Underwriter HomeEquity Bank

Apply bilingual credit judgment as a Mortgage Underwriter at HomeEquity Bank, working in a hybrid office environment with residential applications.
This underwriter independently adjudicates residential mortgage applications for HomeEquity Bank. The work assesses borrower creditworthiness, property and collateral risk, and file integrity. It requires mortgage underwriting experience, delegated lending authority, and clear English and French communication.
Key Responsibilities:

Review and decide mortgage applications within delegated lending authority
Assess borrower, property, and collateral risk holistically
Document decisions, conditions, exceptions, and escalations accurately
Manage underwriting pipelines while meeting service expectations
Collaborate with Sales, Fulfillment, Risk, and brokers
Requirements:

Deep experience in credit and mortgage underwriting
Experience handling complex and non-standard files
Sound credit judgment using delegated lending authority
Strong verbal and written English and French communication
Microsoft Office skills, including Outlook, Word, and Excel
Bring bilingual communication, mortgage underwriting expertise, and disciplined risk assessment to HomeEquity Bank’s residential lending decisions.

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