Job opportunity
Underwriter
FLOW Lending Group
This is a full-time, hybrid role offering flexible hours and partial work-from-home, with in-office collaboration in North York, ON as needed.
Flow Lending Group | Lazarte Mortgages is a growing mortgage brokerage known for structuring and placing complex mortgage files across A-lenders, alternative lenders, and private capital. Our work is grounded in judgment, strategy, and clean execution - not volume for volume's sake.
After a
very strong year of growth , we are expanding the team to continue scaling rapidly within the industry.
Role Overview
This is a
full-time, hybrid role
offering flexible hours and partial work-from-home, with in-office collaboration in
North York, ON
as needed.
You will work
closely alongside a highly experienced, top-tier mortgage broker in Canada , gaining direct exposure to complex underwriting decisions, lender strategy, and real deal structuring.
This position is intentionally flexible and can suit
one of three profiles :
An experienced mortgage underwriter
seeking autonomy, flexibility, and exposure to more complex, non-standard files
A motivated, coachable individual
with strong fundamentals and a genuine passion for underwriting and deal structuring, looking to grow quickly through mentorship
A producing mortgage agent
(approximately
$5M-$10M in funded volume ) who wants to join a team environment, strengthen underwriting judgment, and scale production collaboratively
What matters most is
how you think through a file , your judgment, and your willingness to grow.
Key Responsibilities
Underwrite and structure mortgage files across A-lenders, alternative lenders, and private lenders
Review borrower documentation including income, credit, liabilities, and property details
Analyze risk factors and anticipate lender underwriting questions before submissionAssist in building clear, lender-ready financial narratives for complex borrower scenarios
Liaise with lenders, brokers, lawyers, and other stakeholders to support smooth closings
Ensure files meet regulatory, lender, and internal compliance standards
What We’re Looking For
Strong analytical skills and attention to detail
Comfort working with complex or non-standard borrower profiles
Strategic thinker who values judgment, structure, and
clean execution
Coachable, curious, and motivated to continuously improve
Someone who enjoys learning and problem-solving -
not just following templates
Qualifications
Experience in mortgage underwriting, lending, or mortgage brokering is an asset
Producing agents with
$5M-$10M funded experience
are encouraged to apply
Education or certification in finance, business, or a related field is an asset
Mortgage licensing is an asset but not required for underwriting-focused candidates
What We Offer
Hybrid work environment
with flexible hours
Direct mentorship and hands-on exposure to real underwriting and lender strategy
Opportunity to work on complex files rarely seen in traditional roles
A collaborative environment with significant room to
grow alongside a rapidly scaling business
Competitive compensation structured based on experience, contribution, and growth
This is an opportunity to build long-term career momentum while growing with a team that is already moving quickly in the industry.
Frequently asked questions
Every situation is different. If you have additional questions, we’re always available to help clarify next steps.
Flow Lending Group is an independent mortgage brokerage. We help clients evaluate their options, navigate complexity, and secure mortgage solutions by leveraging relationships across a broad range of lenders.
Who does Flow Lending Group work with?
We work with residential, commercial, and investment clients, as well as real estate professionals and other industry partners. Every situation is approached individually based on structure, timeline, and goals.
When does working with a mortgage broker make sense?
Working with a broker is especially valuable when situations fall outside the standard box - such as complex income structures, tight timelines, multiple properties, or the need for more flexible options. Our role is to help identify the best path forward.
What types of properties do you support?
We support mortgage solutions across residential, commercial, and investment properties. Each opportunity is assessed on its own merits to ensure the right fit.
How long does the process take?
Timelines vary depending on the complexity of the situation and the lenders involved. We work proactively to keep each transaction moving efficiently while ensuring all details are properly addressed.
Ready to Discuss Your Next Move?
Every deal is different. We take the time to understand your goals before structuring a solution.
Home financing solutions for residential, commercial, and investment properties.
#J-18808-Ljbffr
Apply on source site Flow Lending Group | Lazarte Mortgages is a growing mortgage brokerage known for structuring and placing complex mortgage files across A-lenders, alternative lenders, and private capital. Our work is grounded in judgment, strategy, and clean execution - not volume for volume's sake.
After a
very strong year of growth , we are expanding the team to continue scaling rapidly within the industry.
Role Overview
This is a
full-time, hybrid role
offering flexible hours and partial work-from-home, with in-office collaboration in
North York, ON
as needed.
You will work
closely alongside a highly experienced, top-tier mortgage broker in Canada , gaining direct exposure to complex underwriting decisions, lender strategy, and real deal structuring.
This position is intentionally flexible and can suit
one of three profiles :
An experienced mortgage underwriter
seeking autonomy, flexibility, and exposure to more complex, non-standard files
A motivated, coachable individual
with strong fundamentals and a genuine passion for underwriting and deal structuring, looking to grow quickly through mentorship
A producing mortgage agent
(approximately
$5M-$10M in funded volume ) who wants to join a team environment, strengthen underwriting judgment, and scale production collaboratively
What matters most is
how you think through a file , your judgment, and your willingness to grow.
Key Responsibilities
Underwrite and structure mortgage files across A-lenders, alternative lenders, and private lenders
Review borrower documentation including income, credit, liabilities, and property details
Analyze risk factors and anticipate lender underwriting questions before submissionAssist in building clear, lender-ready financial narratives for complex borrower scenarios
Liaise with lenders, brokers, lawyers, and other stakeholders to support smooth closings
Ensure files meet regulatory, lender, and internal compliance standards
What We’re Looking For
Strong analytical skills and attention to detail
Comfort working with complex or non-standard borrower profiles
Strategic thinker who values judgment, structure, and
clean execution
Coachable, curious, and motivated to continuously improve
Someone who enjoys learning and problem-solving -
not just following templates
Qualifications
Experience in mortgage underwriting, lending, or mortgage brokering is an asset
Producing agents with
$5M-$10M funded experience
are encouraged to apply
Education or certification in finance, business, or a related field is an asset
Mortgage licensing is an asset but not required for underwriting-focused candidates
What We Offer
Hybrid work environment
with flexible hours
Direct mentorship and hands-on exposure to real underwriting and lender strategy
Opportunity to work on complex files rarely seen in traditional roles
A collaborative environment with significant room to
grow alongside a rapidly scaling business
Competitive compensation structured based on experience, contribution, and growth
This is an opportunity to build long-term career momentum while growing with a team that is already moving quickly in the industry.
Frequently asked questions
Every situation is different. If you have additional questions, we’re always available to help clarify next steps.
Flow Lending Group is an independent mortgage brokerage. We help clients evaluate their options, navigate complexity, and secure mortgage solutions by leveraging relationships across a broad range of lenders.
Who does Flow Lending Group work with?
We work with residential, commercial, and investment clients, as well as real estate professionals and other industry partners. Every situation is approached individually based on structure, timeline, and goals.
When does working with a mortgage broker make sense?
Working with a broker is especially valuable when situations fall outside the standard box - such as complex income structures, tight timelines, multiple properties, or the need for more flexible options. Our role is to help identify the best path forward.
What types of properties do you support?
We support mortgage solutions across residential, commercial, and investment properties. Each opportunity is assessed on its own merits to ensure the right fit.
How long does the process take?
Timelines vary depending on the complexity of the situation and the lenders involved. We work proactively to keep each transaction moving efficiently while ensuring all details are properly addressed.
Ready to Discuss Your Next Move?
Every deal is different. We take the time to understand your goals before structuring a solution.
Home financing solutions for residential, commercial, and investment properties.
#J-18808-Ljbffr