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Job opportunity

Mortgage Underwriter Complex Files

FLOW Lending Group

Winnipeg, Manitoba
Analyze complex mortgage files as a full-time Mortgage Underwriter with Flow Lending Group | Lazarte Mortgages in hybrid North York, Ontario work.
This position supports underwriting across A-lenders, alternative lenders, and private capital. You will review borrower documentation, assess risk, and structure non-standard files. Experienced underwriters, motivated candidates, and producing mortgage agents can contribute while developing judgment through direct mentorship.
Key Responsibilities:

Underwrite and structure files across A-lenders and private capital
Review income, credit, liabilities, and property documentation
Anticipate lender questions and analyze file risk factors
Build clear lender-ready narratives for complex scenarios
Support closings with lenders, lawyers, and brokers
Requirements:

Strong analytical skills and attention to detail
Comfort with complex or non-standard borrower profiles
Strategic judgment, structure, and clean execution
Mortgage underwriting, lending, or brokering experience is an asset
Mortgage licensing is an asset, not required
Bring analytical judgment, documentation review, and mortgage structuring skills to complex files at Flow Lending Group.

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